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Re: Bank Of Montreal Online Security
From: Davin Enigl <davinenigl () comcast net>
Date: Thu, 01 Nov 2012 09:12:31 -0700

After all the discussion such as this:

On 11/01/2012 06:53 AM, Alexander Meesters wrote:
Yes, it's very easy to remember, but I think this method for password 
setting is not as strong as it may appears :-) 

The phrase "Which password length is more secure - that is a question" 
contains not 58 "random chars", but 11 only, because each word must be 
considered as a single symbol in the vocabulary, say for brute force attack. 

Passwords are obsolete because of replay attack. Why not simply use one
of the many one-time-password tokens now available? If you want to add a
password in front of that in case the token is stolen, OK.

The bottom line continues to be use s, hash and double salt.

Better than that, use that long high-entropy password as a
pre-authentication password before either a static Yubikey for
two-factor authentication or a one-time-code Yubikey, best. Or something
similar to a Yubikey, that is time-based (eBay/PayPal).

Naked passwords are on LIFE-SUPPORT and dying fast.

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